[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ryves.cz\/hodnota-penez-jak-se-meni-a-jak-ji-uchovat-co-nejlepe\/#Article","mainEntityOfPage":"https:\/\/www.ryves.cz\/hodnota-penez-jak-se-meni-a-jak-ji-uchovat-co-nejlepe\/","headline":"Hodnota pen\u011bz: jak se m\u011bn\u00ed a jak ji uchovat co nejl\u00e9pe?","name":"Hodnota pen\u011bz: jak se m\u011bn\u00ed a jak ji uchovat co nejl\u00e9pe?","description":"Ur\u010dit\u011b jste n\u011bkdy sly\u0161eli pojmy jako pen\u00edze, nomin\u00e1ln\u00ed a re\u00e1ln\u00e1 hodnota pen\u011bz, inflace, hyperinflace \u010di infla\u010dn\u00ed spir\u00e1la. \u017de ne? Nebojte se, brzy se dozv\u00edte, pro\u010d je hodnota pen\u011bz pouze relativn\u00ed pojem. Hodnota pen\u011bz tu nen\u00ed nav\u017edy, proto bychom se m\u011bli pokusit zhodnotit sv\u00e9 pen\u00edze, dokud je \u010das. S rostouc\u00ed inflac\u00ed doch\u00e1z\u00ed k neust\u00e1l\u00e9mu znehodnocov\u00e1n\u00ed pen\u011bz. Nap\u0159\u00edklad, V\u00e1\u0161 plat se nezm\u011bn\u00ed, ale inflace vzroste. Znamen\u00e1 to, \u017ee ve skute\u010dnosti vyd\u011bl\u00e1te je\u0161t\u011b m\u00e9n\u011b o to, co nebyl zv\u00fd\u0161en plat a nav\u00edc je\u0161t\u011b…","datePublished":"2021-12-10","dateModified":"2023-05-26","author":{"@type":"Person","@id":"https:\/\/www.ryves.cz\/author\/#Person","name":"","url":"https:\/\/www.ryves.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/06eaac2906ebd8f5abb4917f3140de1503ec690466d6a69c4ec202bf5b15537c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/06eaac2906ebd8f5abb4917f3140de1503ec690466d6a69c4ec202bf5b15537c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ryves.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ryves.cz\/wp-content\/uploads\/oo-finex-media-1_2.jpg","url":"https:\/\/www.ryves.cz\/wp-content\/uploads\/oo-finex-media-1_2.jpg","height":0,"width":0},"url":"https:\/\/www.ryves.cz\/hodnota-penez-jak-se-meni-a-jak-ji-uchovat-co-nejlepe\/","about":["Pen\u00edze"],"wordCount":393,"articleBody":"   Ur\u010dit\u011b jste n\u011bkdy sly\u0161eli pojmy jako pen\u00edze, nomin\u00e1ln\u00ed a re\u00e1ln\u00e1 hodnota pen\u011bz, inflace, hyperinflace \u010di infla\u010dn\u00ed spir\u00e1la. \u017de ne? Nebojte se, brzy se dozv\u00edte, pro\u010d je hodnota pen\u011bz pouze relativn\u00ed pojem.Hodnota pen\u011bz tu nen\u00ed nav\u017edy, proto bychom se m\u011bli pokusit zhodnotit sv\u00e9 pen\u00edze, dokud je \u010das. S rostouc\u00ed inflac\u00ed doch\u00e1z\u00ed k neust\u00e1l\u00e9mu znehodnocov\u00e1n\u00ed pen\u011bz. Nap\u0159\u00edklad, V\u00e1\u0161 plat se nezm\u011bn\u00ed, ale inflace vzroste. Znamen\u00e1 to, \u017ee ve skute\u010dnosti vyd\u011bl\u00e1te je\u0161t\u011b m\u00e9n\u011b o to, co nebyl zv\u00fd\u0161en plat a nav\u00edc je\u0161t\u011b i o tolik, co vzrostla inflace. V realit\u011b to znamen\u00e1, \u017ee si za stejn\u00fd obnos pen\u011bz za p\u011bt let koup\u00edte o p\u011bt kousk\u016f sv\u00e9ho obl\u00edben\u00e9ho zbo\u017e\u00ed m\u00e9n\u011b ne\u017e pr\u00e1v\u011b v tento moment.Jedn\u00edm ze zp\u016fsob\u016f investice sv\u00fdch pen\u011bz m\u016f\u017ee b\u00fdt skrze investice. Investovat m\u016f\u017eete do akci\u00ed, do cenn\u00fdch pap\u00edr\u016f nebo t\u0159eba do domu \u2013 ano, i kdy\u017e nyn\u00ed postav\u00edme d\u016fm, za deset let bude m\u00edt nevy\u010d\u00edsliteln\u011b v\u011bt\u0161\u00ed hodnotu, ne\u017e byly Va\u0161e n\u00e1klady v po\u010d\u00e1tku stavby.Pen\u00edze jsou relativn\u00edm pojmem, stejn\u011b jako jejich hodnota. Kdyby neexistovaly r\u016fzn\u00e9 m\u011bny a vyu\u017e\u00edvali bychom pouze jednu, dok\u00e1zali bychom ur\u010dit samotnou hodnotu pen\u011bz? A podle \u010deho? Pravd\u011bpodobn\u011b ne, proto\u017ee s inflac\u00ed roste i cena zlata a dal\u0161\u00edch cenn\u00fdch kov\u016f.V dne\u0161n\u00ed dob\u011b koluj\u00ed ve spole\u010dnosti pouze pen\u00edze, kter\u00e9 jsou ve skute\u010dnosti pouh\u00fdmi pap\u00edry, bez \u017e\u00e1dn\u00e9 hodnoty. To, \u017ee je vyu\u017e\u00edv\u00e1me, je z d\u016fvodu z\u00e1kona, kter\u00fd je p\u0159edepisuje jako jedin\u00e9 platidlo. Ve skute\u010dnosti nemaj\u00ed \u017e\u00e1dnou cenu. Vid\u00edte? Hodnota je nulov\u00e1, p\u0159itom ale nen\u00ed. To je jej\u00ed relativita, kter\u00e1 tu nebude nav\u017edy, \u010dasem zmiz\u00ed, stejn\u011b jako v\u0161echny m\u011bny.Dok\u00e1zali byste si v budoucnosti p\u0159edstavit platit pouze digit\u00e1ln\u011b? Tehdy by zmizela v\u0161echna hotovost. A potom by u\u017e hodnotou pen\u011bz nebyl ani ten bezcenn\u00fd pap\u00edrek. Hodnota by neexistovala, rovnala by se nule.Proto zhodno\u0165te sv\u00e9 pen\u00edze co nejrychleji. Nikdy nev\u00edte, za jak dlouho takov\u00e1 doba nastane.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hodnota pen\u011bz: jak se m\u011bn\u00ed a jak ji uchovat co nejl\u00e9pe?","item":"https:\/\/www.ryves.cz\/hodnota-penez-jak-se-meni-a-jak-ji-uchovat-co-nejlepe\/#breadcrumbitem"}]}]